Western Union
Denver, USA • Founded in 1851
Western Union, a US company founded in 1851, sends money online, by app and at agent locations, with cash pickup available in many countries.
How much does a transfer with Western Union cost?
Across the 52 corridors where we recorded a Western Union rate, total cost ranges from -1.38% to 7.68% of the amount sent, stated fees and exchange-rate margin combined. The lowest is recorded on Germany → Nigeria, at -1.38%. Recorded on November 5, 2026 at 8:05 AM.
A negative cost means the rate recorded on Germany → Nigeria was slightly better than the interbank reference rate we measured that day.
Rates change without notice: check the final amount with the provider before sending.
Regulated by
FinCEN (US), FCA (UK)
Methods
Corridors
26 countries
Website
westernunion.comFAQ - Western Union
Is Western Union reliable?
Western Union is regulated by FinCEN (US), FCA (UK) and has operated since 1851.
What are Western Union's fees?
Western Union applies fees that vary depending on the corridor and amount. Check the table above for exact fees by destination. On the corridors where we recorded it, total cost (fees + exchange margin) ranges from -1.4% to 7.7% of the amount sent.
Does Western Union offer mobile money?
Yes, Western Union allows transfers to mobile wallets in certain countries. Supported wallets depend on the destination country: check them on the corridor page.
How long does a transfer with Western Union take?
In the quotes we record, Western Union states: about 24 h. The delay that applies is the one in its own quote, for your payout method.
Rates and fees by corridor
For 100 sent in the sending country's currency (€100, $100, £100…)
| Destination | Total cost | Received |
|---|---|---|
| Nigeriafrom Germany | -1.38% | NGN 151,594 |
| Nigeriafrom France | -0.34% | NGN 150,367 |
| Ghanafrom Germany | 0.07% | GHS 1,306 |
| Ghanafrom United Kingdom | 0.08% | GHS 1,565 |
| Nigeriafrom United Kingdom | 0.18% | NGN 178,789 |
| 🇸🇳 Senegalfrom Spain | 0.99% | F CFA 64,946 |
| Ivory Coastfrom France | 0.99% | F CFA 64,946 |
| 🇸🇳 Senegalfrom France | 0.99% | F CFA 64,946 |
| 🇮🇳 Indiafrom United Kingdom | 1.79% | ₹12,487 |
| 🇨🇲 Cameroonfrom France | 1.89% | FCFA 64,356 |
| 🇪🇹 Ethiopiafrom United Kingdom | 1.91% | ETB 21,486 |
| Malifrom France | 1.99% | F CFA 64,290 |
| 🇵🇭 Philippinesfrom United Kingdom | 2.15% | ₱8,365 |
| 🇵🇰 Pakistanfrom United Kingdom | 2.25% | PKR 36,287 |
| 🇲🇦 Moroccofrom Germany | 2.62% | MAD 1,070 |
| 🇧🇩 Bangladeshfrom United Kingdom | 2.70% | BDT 16,260 |
| 🇹🇷 Turkeyfrom Germany | 2.72% | TRY 5,449 |
| 🇮🇳 Indiafrom United States | 2.76% | ₹9,222 |
| Madagascarfrom France | 2.78% | MGA 494,791 |
| Dominican Republicfrom Spain | 2.79% | DOP 6,586 |
| South Africafrom United Kingdom | 2.94% | ZAR 2,164 |
| Ghanafrom United States | 3.09% | GHS 1,133 |
| 🇲🇦 Moroccofrom France | 3.11% | MAD 1,065 |
| 🇲🇦 Moroccofrom Spain | 3.11% | MAD 1,065 |
| Nigeriafrom United States | 3.29% | NGN 130,185 |
| Kenyafrom United Kingdom | 3.30% | KES 16,866 |
| Ecuadorfrom Spain | 3.30% | $108 |
| 🇲🇦 Moroccofrom Canada | 3.37% | MAD 679 |
| 🇭🇹 Haitifrom France | 3.40% | HTG 14,161 |
| 🇨🇴 Colombiafrom Spain | 3.49% | COP 347,681 |
| Chinafrom Germany | 3.51% | CN¥724 |
| 🇹🇳 Tunisiafrom Germany | 3.51% | TND 325 |
| 🇭🇹 Haitifrom Canada | 3.57% | HTG 9,036 |
| 🇹🇳 Tunisiafrom Italy | 3.65% | TND 324 |
| 🇧🇩 Bangladeshfrom Germany | 3.66% | BDT 13,464 |
| 🇮🇳 Indiafrom Germany | 3.97% | ₹10,181 |
| Equatorial Guineafrom Spain | 3.99% | FCFA 62,978 |
| 🇹🇳 Tunisiafrom France | 4.01% | TND 323 |
| 🇪🇹 Ethiopiafrom Germany | 4.06% | ETB 17,918 |
| 🇪🇹 Ethiopiafrom France | 4.06% | ETB 17,918 |
| 🇵🇭 Philippinesfrom United States | 4.62% | ₱6,058 |
| 🇪🇹 Ethiopiafrom United States | 5.65% | ETB 15,289 |
| 🇬🇧 United Kingdomfrom United States | 5.97% | £69.80 |
| 🇨🇦 Canadafrom United States | 6.50% | CA$131 |
| Ivory Coastfrom United States | 6.97% | F CFA 54,526 |
| 🇸🇳 Senegalfrom United States | 7.00% | F CFA 54,509 |
| 🇨🇲 Cameroonfrom United States | 7.23% | FCFA 54,371 |
| 🇭🇹 Haitifrom United States | 7.24% | HTG 12,154 |
| Kenyafrom United States | 7.32% | KES 12,046 |
| 🇲🇽 Mexicofrom United States | 7.34% | MX$1,736 |
| Madagascarfrom United States | 7.66% | MGA 423,499 |
| 🇨🇴 Colombiafrom United States | 7.68% | COP 299,564 |