Send money from 🇫🇷 France to 🇳🇬 Nigeria
To send €100 from France to Nigeria, Wise has the lowest total cost we recorded: -1.46%, fees and exchange-rate margin combined, measured against the interbank rate. 5 providers compared below, each with its collection date.
Providers recorded
Rates collected automatically · latest reading November 5, 2026 at 8:04 AM
- BESTWise
You receive
NGN 152,052
- Fee
- €1.72
- Rate
- 1,547.13
- Total cost
- -1.46%
- likely a promotional offer
Choosepaid link
NGN 150,357
-NGN 1,695
Senddirect link — not affiliated
NGN 150,367
-NGN 1,685
Senddirect link — not affiliated
NGN 150,362
-NGN 1,690
Senddirect link — not affiliated
05Xoom
Total cost 1.13% · Fee €0.49
NGN 148,172
-NGN 3,880
Senddirect link — not affiliated
| Provider | Rate | Fee | Total cost | You receive | |
|---|---|---|---|---|---|
BEST | 1,547.13 | €1.72 | -1.46% likely a promotional offer | NGN 152,052 | Choose paid link |
Remitly -NGN 1,695 vs best | 1,503.57 | Free | -0.41% likely a promotional offer | NGN 150,357 | Send direct link — not affiliated |
Western Union -NGN 1,685 vs best | 1,534.20 | €1.99 | -0.34% likely a promotional offer | NGN 150,367 | Send direct link — not affiliated |
InstaReM -NGN 1,690 vs best | 1,503.62 | Free | -0.33% likely a promotional offer | NGN 150,362 | Send direct link — not affiliated |
Xoom -NGN 3,880 vs best | 1,489.02 | €0.49 | 1.13% | NGN 148,172 | Send direct link — not affiliated |
Quotes are collected for these exact amounts: fees do not scale the same way from one provider to another.
Why this ranking: details for the 5 providers
Wise
NGN 152,052 for €100 • -1.46% total cost
Below-zero cost: this quote's rate beat the interbank rate we recorded. This is usually a promotional offer (first transfer) — check the price on the provider's site.
What the figures show
- Lowest total cost recorded on this corridor
- Delivery stated in under an hour
- Mobile money payout available
Findings computed from the prices recorded on November 5, 2026 at 8:04 AM.
paid link
Remitly
NGN 150,357 for €100 • -0.41% total cost
Below-zero cost: this quote's rate beat the interbank rate we recorded. This is usually a promotional offer (first transfer) — check the price on the provider's site.
What the figures show
- No fee stated on this corridor
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 12:04 AM.
direct link — not affiliated
Western Union
NGN 150,367 for €100 • -0.34% total cost
Below-zero cost: this quote's rate beat the interbank rate we recorded. This is usually a promotional offer (first transfer) — check the price on the provider's site.
What the figures show
- Mobile money payout available
- Cash pickup available
Findings computed from the prices recorded on November 5, 2026 at 8:04 AM.
direct link — not affiliated
InstaReM
NGN 150,362 for €100 • -0.33% total cost
Below-zero cost: this quote's rate beat the interbank rate we recorded. This is usually a promotional offer (first transfer) — check the price on the provider's site.
What the figures show
- No fee stated on this corridor
- Mobile money payout available
- Delivery time not stated
Findings computed from the prices recorded on November 5, 2026 at 7:05 AM.
direct link — not affiliated
Xoom
NGN 148,172 for €100 • 1.13% total cost
What the figures show
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on November 5, 2026 at 5:24 AM.
direct link — not affiliated
Mid-market rate: 1 EUR = 1,498.64 NGN — collected on November 5, 2026 at 8:05 AM, source open.er-api.com.
Provider quotes collected on November 4, 2026 at 12:04 AM.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
Sources of the quotes on this page: API de comparaison publique de Wise, Catalogue de prix public Western Union, Calculateur public Remitly.
Remitly, WorldRemit and Western Union are collected directly from their own calculators; the other providers come from the public comparison interface published by Wise. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Options for Nigeria
Mobile money available
Direct delivery to a mobile wallet (Paga, Opay): the recipient needs no bank account. Check on the provider's site which wallets are accepted.
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Banking access
63% of adults have an account, at a bank or with mobile money — World Bank, Findex 2025 · mobile money: Paga, Opay (widespread)
Tips for sending money from France to Nigeria
- 1
Use mobile money: to Nigeria, money can be delivered straight to Paga, Opay. A mobile wallet works without a bank account.
- 2
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 3
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ — Send money from France to Nigeria
What is the best way to send money from France to Nigeria?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from France to Nigeria?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from France to Nigeria?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Nigeria?
Yes. Nigeria has a well-developed mobile money network. WorldRemit and Remitly send directly to the country's mobile wallets.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.