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Remitly or Western Union?

We record rates for both services on 47 corridors. Here is which one came out cheaper on each at the latest reading β€” total cost, fees and exchange-rate margin included.

What the readings show

Remitly is cheaper on 29 of the 47 corridors where we compare both.

So there is no single answer: the cheaper one depends on the corridor, and sometimes on the amount sent.

Ranking is on total cost β€” advertised fees plus the margin taken on the exchange rate β€” for the same amount and on the same date. A rate recorded more than three days ago is not compared against today's market.

Corridor by corridor

CorridorCheaperGap
United States β†’ CanadaRemitly (0.57%)5.94 pointsSee details
United States β†’ KenyaRemitly (1.54%)5.79 pointsSee details
United States β†’ United KingdomRemitly (0.34%)5.63 pointsSee details
United States β†’ SenegalRemitly (1.46%)5.54 pointsSee details
United States β†’ CameroonRemitly (2.63%)4.60 pointsSee details
United States β†’ Ivory CoastRemitly (2.38%)4.59 pointsSee details
United States β†’ NigeriaRemitly (-0.45%)3.73 pointsSee details
Canada β†’ HaitiWestern Union (3.57%)3.66 pointsSee details
United States β†’ PhilippinesRemitly (1.18%)3.44 pointsSee details
United Kingdom β†’ NigeriaRemitly (-2.94%)3.12 pointsSee details
Germany β†’ BangladeshRemitly (1.05%)2.61 pointsSee details
United States β†’ HaitiRemitly (4.79%)2.46 pointsSee details
Germany β†’ GhanaWestern Union (0.07%)2.27 pointsSee details
United Kingdom β†’ GhanaWestern Union (0.08%)2.16 pointsSee details
Spain β†’ Equatorial GuineaRemitly (1.88%)2.11 pointsSee details
France β†’ Ivory CoastWestern Union (0.99%)1.99 pointsSee details
France β†’ MoroccoRemitly (1.18%)1.93 pointsSee details
United Kingdom β†’ KenyaRemitly (1.40%)1.90 pointsSee details
France β†’ HaitiRemitly (1.58%)1.82 pointsSee details
United States β†’ IndiaWestern Union (2.76%)1.70 pointsSee details
United States β†’ ColombiaRemitly (6.02%)1.67 pointsSee details
United Kingdom β†’ BangladeshRemitly (1.15%)1.55 pointsSee details
Germany β†’ EthiopiaWestern Union (4.06%)1.41 pointsSee details
United Kingdom β†’ PakistanRemitly (1.06%)1.19 pointsSee details
Germany β†’ IndiaRemitly (2.81%)1.16 pointsSee details
Germany β†’ ChinaWestern Union (3.51%)1.13 pointsSee details
United States β†’ MexicoRemitly (6.27%)1.08 pointsSee details
Germany β†’ TunisiaWestern Union (3.51%)1.01 pointsSee details
Spain β†’ ColombiaRemitly (2.52%)0.97 pointsSee details
Spain β†’ SenegalWestern Union (0.99%)0.91 pointsSee details
France β†’ SenegalWestern Union (0.99%)0.91 pointsSee details
Spain β†’ MoroccoRemitly (2.30%)0.82 pointsSee details
Germany β†’ MoroccoRemitly (1.89%)0.73 pointsSee details
Canada β†’ MoroccoWestern Union (3.37%)0.58 pointsSee details
Italy β†’ TunisiaWestern Union (3.65%)0.51 pointsSee details
United Kingdom β†’ PhilippinesRemitly (1.76%)0.39 pointsSee details
United States β†’ MadagascarRemitly (7.33%)0.33 pointsSee details
United Kingdom β†’ South AfricaWestern Union (2.94%)0.30 pointsSee details
France β†’ TunisiaWestern Union (4.01%)0.29 pointsSee details
France β†’ MadagascarWestern Union (2.78%)0.23 pointsSee details
Germany β†’ NigeriaRemitly (-1.57%)0.19 pointsSee details
Germany β†’ TurkeyWestern Union (2.72%)0.10 pointsSee details
United Kingdom β†’ IndiaRemitly (1.69%)0.10 pointsSee details
United Kingdom β†’ EthiopiaWestern Union (1.91%)0.10 pointsSee details
France β†’ CameroonWestern Union (1.89%)0.09 pointsSee details
France β†’ NigeriaRemitly (-0.41%)0.07 pointsSee details
France β†’ MaliRemitly (1.99%)0.00 pointsSee details