Send money from ๐บ๐ธ United States to ๐ต๐ญ Philippines
We recorded quotes from 5 providers for transfers from United States to Philippines.
To send $100 from United States to Philippines, WorldRemit has the lowest total cost we recorded: 0.36%, fees and exchange-rate margin combined, measured against the interbank rate. 5 providers compared below, each with its collection date.
Lowest total cost
WorldRemit
0.36% on $100
Fastest
Wise
under an hour
Providers recorded
5
on this corridor
Options for Philippines
Mobile money available
Direct transfer to Orange Money, Wave, M-Pesa. No bank account needed for the recipient.
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Compare prices for United States โ Philippines
Compare the 5 recorded quotes side by side, at several amounts.
View offersProviders recorded
WorldRemit
โฑ6,261 for $100 โข 0.36% total cost
What the figures show
- Lowest total cost recorded on this corridor
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on September 20, 2026 at 8:08 PM.
direct link โ not affiliated
Wise
โฑ6,199 for $100 โข 1.35% total cost
What the figures show
- Exchange rate in line with the interbank rate
- Delivery stated in under an hour
- Mobile money payout available
Findings computed from the prices recorded on September 20, 2026 at 8:08 PM.
paid link
InstaReM
โฑ6,170 for $100 โข 1.82% total cost
What the figures show
- No fee stated on this corridor
- Mobile money payout available
- Delivery time not stated
Findings computed from the prices recorded on September 20, 2026 at 7:22 PM.
direct link โ not affiliated
Western Union
โฑ5,985 for $100 โข 4.75% total cost
What the figures show
- Mobile money payout available
- Cash pickup available
- Proportional fee: it rises with the amount
Findings computed from the prices recorded on September 20, 2026 at 8:08 PM.
direct link โ not affiliated
OFX
โฑ11,735 for $200 โข 6.62% total cost
What the figures show
- Flat fee, whatever the amount sent
- 4.2% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on September 20, 2026 at 7:41 PM.
direct link โ not affiliated
Detail by amount sent
Quotes are collected for these exact amounts: fees do not scale the same way from one provider to another.
| Provider | Rate | Fee | You receive | |
|---|---|---|---|---|
BEST | 62.6103 | Free | โฑ6,261 | Choose direct link โ not affiliated |
Wise -โฑ61.92 vs best | 62.9799 | $1.57 | โฑ6,199 | Send paid link |
InstaReM -โฑ91.52 vs best | 61.6951 | Free | โฑ6,170 | Send direct link โ not affiliated |
Western Union -โฑ276 vs best | 61.7029 | $3.00 | โฑ5,985 | Send direct link โ not affiliated |
Best deal
WorldRemit
Is this a good price? The official benchmark
On this corridor, sending USD 200 or the equivalent costs 4.52 % on average โ fees and exchange-rate margin included, across all operators.
Our cheapest recorded offer is 0.36 %, which is 4.16 points below the corridor average.
Average: Banque mondiale โ Remittance Prices Worldwide, 2025-Q3 survey. Check on the source's own site
Mid-market rate: 1 USD = 62.8395 PHP โ collected on September 20, 2026 at 8:09 PM, source open.er-api.com.
Provider quotes collected on September 20, 2026 at 7:22 PM.
For comparison, Wells Fargo would deliver โฑ60,985 for $1,000 โ a total cost of 2.95%.
Ranked by increasing total cost โ fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
Sources of the quotes on this page: API de comparaison publique de Wise, Calculateur public WorldRemit, Catalogue de prix public Western Union.
Remitly, WorldRemit and Western Union are collected directly from their own calculators; the other providers come from the public comparison interface published by Wise. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Tips for sending money from United States to Philippines
- 1
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent โ sometimes cheaper than a specialist, sometimes not.
- 2
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ โ Send money from United States to Philippines
What is the best way to send money from United States to Philippines?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from United States to Philippines?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from United States to Philippines?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount โ which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Philippines?
Transfers to Philippines are mainly made by bank transfer or cash pickup. The available methods appear in the table above.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.