Send money from 🇩🇪 Germany to 🇮🇳 India
To send €100 from Germany to India, InstaReM has the lowest total cost we recorded: 0.48%, fees and exchange-rate margin combined, measured against the interbank rate. 6 providers compared below, each with its collection date.
Providers recorded
Rates collected automatically · latest reading November 5, 2026 at 12:03 AM
- BESTInstaReM
You receive
₹10,552
- Fee
- Free
- Rate
- 105.5151
- Total cost
- 0.48%
Choosedirect link — not affiliated
02Wise
Total cost 1.64% · Fee €1.59
₹10,428
-₹123
Sendpaid link
03Xoom
Total cost 2.75% · Fee €1.99
₹10,311
-₹241
Senddirect link — not affiliated
04Remitly
Total cost 2.81% · Fee €2.99
₹10,305
-₹247
Senddirect link — not affiliated
Total cost 3.97% · Fee €0.99
₹10,181
-₹370
Senddirect link — not affiliated
| Provider | Rate | Fee | Total cost | You receive | |
|---|---|---|---|---|---|
BEST | 105.5151 | Free | 0.48% | ₹10,552 | Choose direct link — not affiliated |
Wise -₹123 vs best | 105.967 | €1.59 | 1.64% | ₹10,428 | Send paid link |
Xoom -₹241 vs best | 105.2005 | €1.99 | 2.75% | ₹10,311 | Send direct link — not affiliated |
Remitly -₹247 vs best | 106.2221 | €2.99 | 2.81% | ₹10,305 | Send direct link — not affiliated |
Western Union -₹370 vs best | 102.8328 | €0.99 | 3.97% | ₹10,181 | Send direct link — not affiliated |
Quotes are collected for these exact amounts: fees do not scale the same way from one provider to another.
Why this ranking: details for the 6 providers
InstaReM
₹10,552 for €100 • 0.48% total cost
What the figures show
- No fee stated on this corridor
- Lowest total cost recorded on this corridor
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 10:36 PM.
direct link — not affiliated
Wise
₹10,428 for €100 • 1.64% total cost
What the figures show
- Exchange rate in line with the interbank rate
- Delivery stated in under an hour
Findings computed from the prices recorded on November 5, 2026 at 12:03 AM.
paid link
Xoom
₹10,311 for €100 • 2.75% total cost
What the figures show
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 9:45 PM.
direct link — not affiliated
Remitly
₹10,305 for €100 • 2.81% total cost
What the figures show
- Exchange rate in line with the interbank rate
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 11:43 PM.
direct link — not affiliated
Western Union
₹10,181 for €100 • 3.97% total cost
What the figures show
- Cash pickup available
- 3.0% margin applied to the exchange rate
Findings computed from the prices recorded on November 5, 2026 at 12:03 AM.
direct link — not affiliated
OFX
₹19,545 for €200 • 7.82% total cost
What the figures show
- Flat fee, whatever the amount sent
- 3.0% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 10:32 PM.
direct link — not affiliated
Is this a good price? The official benchmark
On this corridor, sending USD 200 or the equivalent costs 6.53 % on average — fees and exchange-rate margin included, across all operators.
Our cheapest recorded offer is 0.48 %, which is 6.05 points below the corridor average.
Average: Banque mondiale — Remittance Prices Worldwide, 2025-Q3 survey. Check on the source's own site
Mid-market rate: 1 EUR = 106.0205 INR — collected on November 5, 2026 at 12:04 AM, source open.er-api.com.
Provider quotes collected on November 4, 2026 at 9:45 PM.
For comparison, Monese would deliver ₹103,822 for €1,000 — a total cost of 2.07%.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
Sources of the quotes on this page: API de comparaison publique de Wise, Catalogue de prix public Western Union.
Remitly, WorldRemit and Western Union are collected directly from their own calculators; the other providers come from the public comparison interface published by Wise. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Options for India
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Tips for sending money from Germany to India
- 1
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 2
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ — Send money from Germany to India
What is the best way to send money from Germany to India?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from Germany to India?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from Germany to India?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in India?
Transfers to India are mainly made by bank transfer or cash pickup. The available methods appear in the table above.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.