Send money from 🇩🇪 Germany to 🇮🇳 India
We recorded quotes from 5 providers for transfers from Germany to India.
Send from India to Germany (reverse)To send €100 from Germany to India, InstaReM has the lowest total cost we recorded: 0.76%, fees and exchange-rate margin combined, measured against the interbank rate. 5 providers compared below, each with its collection date.
Lowest total cost
InstaReM
0.76% on €100
Fastest
Wise
under an hour
Providers recorded
5
on this corridor
Options for India
Mobile Money available
Direct transfer to Orange Money, Wave, M-Pesa. No bank account needed for the recipient.
Cash pickup
Available in minutes at Western Union and MoneyGram locations.
Compare prices for Germany → India
Compare the 5 recorded quotes side by side, at several amounts.
View offersProviders recorded
InstaReM
₹10,904 for €100 • 0.76% total cost
What the figures show
- No fee stated on this corridor
- Lowest total cost recorded on this corridor
- Mobile money payout available
- Delivery time not stated
Findings computed from the prices recorded on August 5, 2026 at 3:30 PM.
Wise
₹10,803 for €100 • 1.68% total cost
What the figures show
- Exchange rate in line with the interbank rate
- Delivery stated in under an hour
- Mobile money payout available
Findings computed from the prices recorded on August 5, 2026 at 3:48 PM.
Remitly
₹10,796 for €100 • 1.74% total cost
What the figures show
- Flat fee, whatever the amount sent
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
- Price includes a discount flagged by the provider: it may not apply to later transfers
Findings computed from the prices recorded on August 5, 2026 at 3:48 PM.
Xoom
₹10,632 for €100 • 3.23% total cost
What the figures show
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on August 5, 2026 at 2:51 PM.
OFX
₹20,196 for €200 • 8.09% total cost
What the figures show
- Flat fee, whatever the amount sent
- 3.3% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on August 5, 2026 at 3:28 PM.
Mid-market rate: 1 EUR = 109.8746 INR — collected on August 5, 2026 at 3:48 PM, source open.er-api.com.
Provider quotes collected on August 5, 2026 at 2:51 PM.
For comparison, Sparkasse would deliver ₹107,676 for €1,000 — a total cost of 2.00%.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
These quotes come from the public Wise comparison API. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Tips for sending money from Germany to India
- 1
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 2
Avoid sending on weekends: exchange rates are less favorable. Prefer business days for your transfers.
FAQ - Send money from Germany to India
What is the best way to send money from Germany to India?
The best method depends on the amount and speed needed. Wise is generally the cheapest for bank transfers. WorldRemit and Remitly allow direct mobile money deposits. Western Union and MoneyGram are best for cash pickup available in minutes. Compare all providers on our tool.
How long does it take to send money from Germany to India?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from Germany to India?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in India?
Transfers to India are mainly done by bank transfer or cash pickup. Check available methods on our comparison tool.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site and always verify you are on the provider's official website before making a transfer.