Send money from 🇬🇧 United Kingdom to 🇰🇪 Kenya
To send £100 from United Kingdom to Kenya, InstaReM has the lowest total cost we recorded: 0.24%, fees and exchange-rate margin combined, measured against the interbank rate. 6 providers compared below, each with its collection date.
Providers recorded
Rates collected automatically · latest reading November 5, 2026 at 12:04 AM
- BESTInstaReM
You receive
KES 17,399
- Fee
- Free
- Rate
- 173.9907
- Total cost
- 0.24%
Choosedirect link — not affiliated
Total cost 0.54% · Fee Free
KES 17,347
-KES 52.31
Senddirect link — not affiliated
03Remitly
Total cost 1.40% · Fee Free
KES 17,197
-KES 202
Senddirect link — not affiliated
04Wise
Total cost 2.41% · Fee £2.82
KES 17,021
-KES 378
Sendpaid link
Total cost 3.30% · Fee £0.01
KES 16,866
-KES 533
Senddirect link — not affiliated
06Xoom
Total cost 7.15% · Fee £2.99
KES 16,194
-KES 1,205
Senddirect link — not affiliated
| Provider | Rate | Fee | Total cost | You receive | |
|---|---|---|---|---|---|
BEST | 173.9907 | Free | 0.24% | KES 17,399 | Choose direct link — not affiliated |
WorldRemit -KES 52.31 vs best | 173.4676 | Free | 0.54% | KES 17,347 | Send direct link — not affiliated |
Remitly -KES 202 vs best | 171.97 | Free | 1.40% | KES 17,197 | Send direct link — not affiliated |
Wise -KES 378 vs best | 175.153 | £2.82 | 2.41% | KES 17,021 | Send paid link |
Western Union -KES 533 vs best | 168.6787 | £0.01 | 3.30% | KES 16,866 | Send direct link — not affiliated |
Xoom -KES 1,205 vs best | 166.9352 | £2.99 | 7.15% | KES 16,194 | Send direct link — not affiliated |
Quotes are collected for these exact amounts: fees do not scale the same way from one provider to another.
Why this ranking: details for the 6 providers
InstaReM
KES 17,399 for £100 • 0.24% total cost
What the figures show
- No fee stated on this corridor
- Exchange rate in line with the interbank rate
- Lowest total cost recorded on this corridor
- Mobile money payout available
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 10:29 PM.
direct link — not affiliated
WorldRemit
KES 17,347 for £100 • 0.54% total cost
What the figures show
- No fee stated on this corridor
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on November 5, 2026 at 12:03 AM.
direct link — not affiliated
Remitly
KES 17,197 for £100 • 1.40% total cost
What the figures show
- No fee stated on this corridor
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on November 5, 2026 at 12:03 AM.
direct link — not affiliated
Wise
KES 17,021 for £100 • 2.41% total cost
What the figures show
- Delivery stated in under an hour
- Mobile money payout available
Findings computed from the prices recorded on November 5, 2026 at 12:03 AM.
paid link
Western Union
KES 16,866 for £100 • 3.30% total cost
What the figures show
- Mobile money payout available
- Cash pickup available
- 3.3% margin applied to the exchange rate
Findings computed from the prices recorded on November 5, 2026 at 12:04 AM.
direct link — not affiliated
Xoom
KES 16,194 for £100 • 7.15% total cost
What the figures show
- Flat fee, whatever the amount sent
- Mobile money payout available
- Cash pickup available
- 4.3% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 10:28 PM.
direct link — not affiliated
Is this a good price? The official benchmark
On this corridor, sending USD 200 or the equivalent costs 3.43 % on average — fees and exchange-rate margin included, across all operators.
Our cheapest recorded offer is 0.24 %, which is 3.19 points below the corridor average.
Average: Banque mondiale — Remittance Prices Worldwide, 2025-Q3 survey. Check on the source's own site
Mid-market rate: 1 GBP = 174.4172 KES — collected on November 5, 2026 at 12:04 AM, source open.er-api.com.
Provider quotes collected on November 4, 2026 at 10:28 PM.
For comparison, HSBC would deliver KES 171,422 for £1,000 — a total cost of 1.72%.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
Sources of the quotes on this page: API de comparaison publique de Wise, Calculateur public Remitly, Calculateur public WorldRemit, Catalogue de prix public Western Union.
Remitly, WorldRemit and Western Union are collected directly from their own calculators; the other providers come from the public comparison interface published by Wise. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Options for Kenya
Mobile money available
Direct delivery to a mobile wallet (M-Pesa): the recipient needs no bank account. Check on the provider's site which wallets are accepted.
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Banking access
90% of adults have an account, at a bank or with mobile money — World Bank, Findex 2025 · mobile money: M-Pesa (dominant)
Tips for sending money from United Kingdom to Kenya
- 1
Use mobile money: to Kenya, money can be delivered straight to M-Pesa. A mobile wallet works without a bank account.
- 2
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 3
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ — Send money from United Kingdom to Kenya
What is the best way to send money from United Kingdom to Kenya?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from United Kingdom to Kenya?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from United Kingdom to Kenya?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Kenya?
Yes. Kenya has a well-developed mobile money network. WorldRemit and Remitly send directly to the country's mobile wallets.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.