Send money from 🇪🇸 Spain to 🇸🇳 Senegal
To send €100 from Spain to Senegal, Western Union has the lowest total cost we recorded: 0.99%, fees and exchange-rate margin combined, measured against the interbank rate. 4 providers compared below, each with its collection date.
Providers recorded
Rates collected automatically · latest reading November 4, 2026 at 4:19 PM
- BESTWestern Union
You receive
F CFA 64,946
- Fee
- €0.99
- Rate
- 655.957
- Total cost
- 0.99%
Choosedirect link — not affiliated
02Remitly
Total cost 1.90% · Fee €1.90
F CFA 64,350
-F CFA 597
Senddirect link — not affiliated
Total cost 6.99% · Fee €6.99
F CFA 61,011
-F CFA 3,935
Senddirect link — not affiliated
| Provider | Rate | Fee | Total cost | You receive | |
|---|---|---|---|---|---|
BEST | 655.957 | €0.99 | 0.99% | F CFA 64,946 | Choose direct link — not affiliated |
Remitly -F CFA 597 vs best | 655.96 | €1.90 | 1.90% | F CFA 64,350 | Send direct link — not affiliated |
WorldRemit -F CFA 3,935 vs best | 655.96 | €6.99 | 6.99% | F CFA 61,011 | Send direct link — not affiliated |
Quotes are collected for these exact amounts: fees do not scale the same way from one provider to another.
Why this ranking: details for the 4 providers
Western Union
F CFA 64,946 for €100 • 0.99% total cost
What the figures show
- Flat fee, whatever the amount sent
- Exchange rate in line with the interbank rate
- Lowest total cost recorded on this corridor
- Mobile money payout available
- Cash pickup available
Findings computed from the prices recorded on November 4, 2026 at 4:19 PM.
direct link — not affiliated
Remitly
F CFA 64,350 for €100 • 1.90% total cost
What the figures show
- Exchange rate in line with the interbank rate
- Mobile money payout available
- Cash pickup available
- Proportional fee: it rises with the amount
- Delivery time not stated
- Price includes a discount flagged by the provider: it may not apply to later transfers
Findings computed from the prices recorded on November 4, 2026 at 3:46 PM.
direct link — not affiliated
WorldRemit
F CFA 61,011 for €100 • 6.99% total cost
What the figures show
- Exchange rate in line with the interbank rate
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 4:19 PM.
direct link — not affiliated
OFX
F CFA 119,579 for €200 • 8.85% total cost
What the figures show
- Flat fee, whatever the amount sent
- 4.1% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 2:31 PM.
direct link — not affiliated
Fixed parity: 1 EUR = 655.957 XOF, set by monetary agreement. This rate does not move — only fees and provider margins differ.
Provider quotes collected on November 4, 2026 at 2:31 PM.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
Sources of the quotes on this page: API de comparaison publique de Wise, Calculateur public Remitly, Calculateur public WorldRemit, Catalogue de prix public Western Union.
Remitly, WorldRemit and Western Union are collected directly from their own calculators; the other providers come from the public comparison interface published by Wise. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Options for Senegal
Mobile money available
Direct delivery to a mobile wallet (Wave, Orange Money): the recipient needs no bank account. Check on the provider's site which wallets are accepted.
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Banking access
76% of adults have an account, at a bank or with mobile money — World Bank, Findex 2025 · mobile money: Wave, Orange Money (widespread)
Tips for sending money from Spain to Senegal
- 1
Use mobile money: to Senegal, money can be delivered straight to Wave, Orange Money. A mobile wallet works without a bank account.
- 2
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 3
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ — Send money from Spain to Senegal
What is the best way to send money from Spain to Senegal?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from Spain to Senegal?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from Spain to Senegal?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Senegal?
Yes. Senegal has a well-developed mobile money network. WorldRemit and Remitly send directly to the country's mobile wallets.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.