Send money from 🇪🇸 Spain to 🇲🇦 Morocco
To send €100 from Spain to Morocco, Remitly has the lowest total cost we recorded: 2.30%, fees and exchange-rate margin combined, measured against the interbank rate. 6 providers compared below, each with its collection date.
Providers recorded
Rates collected automatically · latest reading November 4, 2026 at 8:04 AM
- BESTRemitly
You receive
MAD 1,074
- Fee
- €0.49
- Rate
- 10.79
- Total cost
- 2.30%
Choosedirect link — not affiliated
Total cost 3.11% · Fee €1.99
MAD 1,065
-MAD 8.97
Senddirect link — not affiliated
Total cost 4.29% · Fee €1.99
MAD 1,052
-MAD 21.88
Senddirect link — not affiliated
04Xoom
Total cost 4.41% · Fee €1.49
MAD 1,050
-MAD 23.26
Senddirect link — not affiliated
05Wise
Total cost 5.85% · Fee €6.00
MAD 1,035
-MAD 39.08
Sendpaid link
| Provider | Rate | Fee | Total cost | You receive | |
|---|---|---|---|---|---|
BEST | 10.79 | €0.49 | 2.30% | MAD 1,074 | Choose direct link — not affiliated |
Western Union -MAD 8.97 vs best | 10.8636 | €1.99 | 3.11% | MAD 1,065 | Send direct link — not affiliated |
WorldRemit -MAD 21.88 vs best | 10.7319 | €1.99 | 4.29% | MAD 1,052 | Send direct link — not affiliated |
Xoom -MAD 23.26 vs best | 10.6634 | €1.49 | 4.41% | MAD 1,050 | Send direct link — not affiliated |
Wise -MAD 39.08 vs best | 11.0067 | €6.00 | 5.85% | MAD 1,035 | Send paid link |
Quotes are collected for these exact amounts: fees do not scale the same way from one provider to another.
Why this ranking: details for the 6 providers
Remitly
MAD 1,074 for €100 • 2.30% total cost
What the figures show
- Flat fee, whatever the amount sent
- Lowest total cost recorded on this corridor
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
- Price includes a discount flagged by the provider: it may not apply to later transfers
Findings computed from the prices recorded on November 4, 2026 at 8:04 AM.
direct link — not affiliated
Western Union
MAD 1,065 for €100 • 3.11% total cost
What the figures show
- Mobile money payout available
- Cash pickup available
Findings computed from the prices recorded on November 4, 2026 at 8:04 AM.
direct link — not affiliated
WorldRemit
MAD 1,052 for €100 • 4.29% total cost
What the figures show
- Flat fee, whatever the amount sent
- Mobile money payout available
- Cash pickup available
- 2.3% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 8:04 AM.
direct link — not affiliated
Xoom
MAD 1,050 for €100 • 4.41% total cost
What the figures show
- Mobile money payout available
- Cash pickup available
- 3.0% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 6:34 AM.
direct link — not affiliated
Wise
MAD 1,035 for €100 • 5.85% total cost
What the figures show
- Exchange rate in line with the interbank rate
- Mobile money payout available
Findings computed from the prices recorded on November 4, 2026 at 8:04 AM.
paid link
OFX
MAD 2,031 for €200 • 7.59% total cost
What the figures show
- Flat fee, whatever the amount sent
- 2.7% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 6:29 AM.
direct link — not affiliated
Is this a good price? The official benchmark
On this corridor, sending USD 200 or the equivalent costs 6.29 % on average — fees and exchange-rate margin included, across all operators.
Our cheapest recorded offer is 2.30 %, which is 3.99 points below the corridor average.
Average: Banque mondiale — Remittance Prices Worldwide, 2025-Q3 survey. Check on the source's own site
Mid-market rate: 1 EUR = 10.9897 MAD — collected on November 4, 2026 at 8:05 AM, source open.er-api.com.
Provider quotes collected on November 4, 2026 at 6:29 AM.
For comparison, Sabadell would deliver MAD 10,441 for €1,000 — a total cost of 4.99%.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
Sources of the quotes on this page: API de comparaison publique de Wise, Calculateur public Remitly, Calculateur public WorldRemit, Catalogue de prix public Western Union.
Remitly, WorldRemit and Western Union are collected directly from their own calculators; the other providers come from the public comparison interface published by Wise. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Options for Morocco
Mobile money available
Some of the quoted offers deliver to a mobile wallet. Check on the provider's site which wallets are accepted in this country.
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Banking access
44% of adults have an account, at a bank or with mobile money — World Bank, Findex 2025
Tips for sending money from Spain to Morocco
- 1
Use mobile money: Morocco has high mobile wallet penetration. Several services deliver straight to a wallet, which works without a bank account.
- 2
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 3
Cash pickup: Morocco has limited banking access (44% of adults have an account, at a bank or with mobile money — World Bank, Findex 2025). Collecting cash at a branch is often the surest way to be paid — check the service's agent network before sending.
- 4
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ — Send money from Spain to Morocco
What is the best way to send money from Spain to Morocco?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from Spain to Morocco?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from Spain to Morocco?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Morocco?
Yes. Morocco has a well-developed mobile money network. WorldRemit and Remitly send directly to the country's mobile wallets.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.