Send money from ๐บ๐ธ United States to ๐จ๐ฆ Canada
To send $100 from United States to Canada, Remitly has the lowest total cost we recorded: 0.57%, fees and exchange-rate margin combined, measured against the interbank rate. 7 providers compared below, each with its collection date.
Providers recorded
Rates collected automatically ยท latest reading November 5, 2026 at 12:03 AM
- BESTRemitly
You receive
CA$139
- Fee
- Free
- Rate
- 1.3915
- Total cost
- 0.57%
Choosedirect link โ not affiliated
02Wise
Total cost 1.88% ยท Fee $1.72
CA$137
-CA$1.84
Sendpaid link
03InstaReM
Total cost 2.66% ยท Fee Free
CA$136
-CA$2.93
Senddirect link โ not affiliated
Total cost 5.05% ยท Fee $2.99
CA$133
-CA$6.27
Senddirect link โ not affiliated
Total cost 6.50% ยท Fee $4.99
CA$131
-CA$8.31
Senddirect link โ not affiliated
06Xoom
Total cost 10.92% ยท Fee Free
CA$125
-CA$14.49
Senddirect link โ not affiliated
| Provider | Rate | Fee | Total cost | You receive | |
|---|---|---|---|---|---|
BEST | 1.3915 | Free | 0.57% | CA$139 | Choose direct link โ not affiliated |
Wise -CA$1.84 vs best | 1.3971 | $1.72 | 1.88% | CA$137 | Send paid link |
InstaReM -CA$2.93 vs best | 1.3622 | Free | 2.66% | CA$136 | Send direct link โ not affiliated |
WorldRemit -CA$6.27 vs best | 1.3697 | $2.99 | 5.05% | CA$133 | Send direct link โ not affiliated |
Western Union -CA$8.31 vs best | 1.3771 | $4.99 | 6.50% | CA$131 | Send direct link โ not affiliated |
Xoom -CA$14.49 vs best | 1.2466 | Free | 10.92% | CA$125 | Send direct link โ not affiliated |
Quotes are collected for these exact amounts: fees do not scale the same way from one provider to another.
Why this ranking: details for the 7 providers
Remitly
CA$139 for $100 โข 0.57% total cost
What the figures show
- No fee stated on this corridor
- Lowest total cost recorded on this corridor
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on November 5, 2026 at 12:03 AM.
direct link โ not affiliated
Wise
CA$137 for $100 โข 1.88% total cost
What the figures show
- Exchange rate in line with the interbank rate
Findings computed from the prices recorded on November 5, 2026 at 12:03 AM.
paid link
InstaReM
CA$136 for $100 โข 2.66% total cost
What the figures show
- No fee stated on this corridor
- 2.7% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 10:21 PM.
direct link โ not affiliated
OFX
CA$267 for $200 โข 4.60% total cost
What the figures show
- Flat fee, whatever the amount sent
- 2.2% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 10:47 PM.
direct link โ not affiliated
WorldRemit
CA$133 for $100 โข 5.05% total cost
What the figures show
- Flat fee, whatever the amount sent
- Cash pickup available
- 2.1% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 3, 2026 at 10:19 PM.
direct link โ not affiliated
Western Union
CA$131 for $100 โข 6.50% total cost
What the figures show
- Cash pickup available
- Proportional fee: it rises with the amount
Findings computed from the prices recorded on November 5, 2026 at 12:03 AM.
direct link โ not affiliated
Xoom
CA$125 for $100 โข 10.92% total cost
What the figures show
- No fee stated on this corridor
- Cash pickup available
- 10.9% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 10:57 PM.
direct link โ not affiliated
Mid-market rate: 1 USD = 1.3994 CAD โ collected on November 5, 2026 at 12:04 AM, source open.er-api.com.
Provider quotes collected on November 3, 2026 at 10:19 PM.
For comparison, Wells Fargo would deliver CA$1,354 for $1,000 โ a total cost of 3.25%.
Ranked by increasing total cost โ fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
Sources of the quotes on this page: API de comparaison publique de Wise, Calculateur public Remitly, Catalogue de prix public Western Union.
Remitly, WorldRemit and Western Union are collected directly from their own calculators; the other providers come from the public comparison interface published by Wise. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Options for Canada
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Tips for sending money from United States to Canada
- 1
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent โ sometimes cheaper than a specialist, sometimes not.
- 2
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ โ Send money from United States to Canada
What is the best way to send money from United States to Canada?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from United States to Canada?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from United States to Canada?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount โ which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Canada?
Transfers to Canada are mainly made by bank transfer or cash pickup. The available methods appear in the table above.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.