Send money from 🇬🇧 United Kingdom to 🇬🇭 Ghana
We recorded quotes from 4 providers for transfers from United Kingdom to Ghana.
Send from Ghana to United Kingdom (reverse)To send £100 from United Kingdom to Ghana, InstaReM has the lowest total cost we recorded: 0.37%, fees and exchange-rate margin combined, measured against the interbank rate. 4 providers compared below, each with its collection date.
Lowest total cost
InstaReM
0.37% on £100
Fastest
Wise
about 1 h
Providers recorded
4
on this corridor
Options for Ghana
Mobile Money available
Direct transfer to Orange Money, Wave, M-Pesa. No bank account needed for the recipient.
Cash pickup
Available in minutes at Western Union and MoneyGram locations.
Banking access
40% des adultes ont un compte bancaire - MTN Mobile Money domine
Compare prices for United Kingdom → Ghana
Compare the 4 recorded quotes side by side, at several amounts.
View offersProviders recorded
InstaReM
GHS 1,569 for £100 • 0.37% total cost
What the figures show
- No fee stated on this corridor
- Lowest total cost recorded on this corridor
- Mobile money payout available
- Delivery time not stated
Findings computed from the prices recorded on August 5, 2026 at 12:23 PM.
Remitly
GHS 3,120 for £200 • 0.93% total cost
What the figures show
- No fee stated on this corridor
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on August 5, 2026 at 12:43 PM.
Wise
GHS 1,539 for £100 • 2.25% total cost
What the figures show
- Mobile money payout available
Findings computed from the prices recorded on August 5, 2026 at 12:43 PM.
Western Union
GHS 1,510 for £100 • 4.11% total cost
What the figures show
- Flat fee, whatever the amount sent
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on August 4, 2026 at 6:09 PM.
Mid-market rate: 1 GBP = 15.745 GHS — collected on August 5, 2026 at 12:43 PM, source open.er-api.com.
Provider quotes collected on August 4, 2026 at 6:09 PM.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
These quotes come from the public Wise comparison API. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Tips for sending money from United Kingdom to Ghana
- 1
Use Mobile Money: Ghana has high mobile money penetration. Providers like WorldRemit and Remitly allow direct transfers to Orange Money, Wave or M-Pesa.
- 2
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 3
Avoid sending on weekends: exchange rates are less favorable. Prefer business days for your transfers.
FAQ - Send money from United Kingdom to Ghana
What is the best way to send money from United Kingdom to Ghana?
The best method depends on the amount and speed needed. Wise is generally the cheapest for bank transfers. WorldRemit and Remitly allow direct mobile money deposits. Western Union and MoneyGram are best for cash pickup available in minutes. Compare all providers on our tool.
How long does it take to send money from United Kingdom to Ghana?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from United Kingdom to Ghana?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Ghana?
Yes! Ghana has a very developed mobile money network. WorldRemit, Remitly and PaySend allow direct transfers to Orange Money and other mobile wallets.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site and always verify you are on the provider's official website before making a transfer.