Send money from 🇩🇪 Germany to 🇪🇹 Ethiopia
To send €100 from Germany to Ethiopia, Western Union has the lowest total cost we recorded: 4.06%, fees and exchange-rate margin combined, measured against the interbank rate. 4 providers compared below, each with its collection date.
Providers recorded
Rates collected automatically · latest reading November 4, 2026 at 8:08 PM
- BESTWestern Union
You receive
ETB 17,918
- Fee
- €0.99
- Rate
- 180.9725
- Total cost
- 4.06%
Choosedirect link — not affiliated
02Remitly
Total cost 5.47% · Fee €2.99
ETB 17,654
-ETB 264
Senddirect link — not affiliated
03Xoom
Total cost 9.40% · Fee €2.99
ETB 16,920
-ETB 998
Senddirect link — not affiliated
04Wise
Total cost 12.14% · Fee €9.21
ETB 16,408
-ETB 1,510
Sendpaid link
| Provider | Rate | Fee | Total cost | You receive | |
|---|---|---|---|---|---|
BEST | 180.9725 | €0.99 | 4.06% | ETB 17,918 | Choose direct link — not affiliated |
Remitly -ETB 264 vs best | 181.98 | €2.99 | 5.47% | ETB 17,654 | Send direct link — not affiliated |
Xoom -ETB 998 vs best | 174.4123 | €2.99 | 9.40% | ETB 16,920 | Send direct link — not affiliated |
Wise -ETB 1,510 vs best | 180.729 | €9.21 | 12.14% | ETB 16,408 | Send paid link |
Quotes are collected for these exact amounts: fees do not scale the same way from one provider to another.
Why this ranking: details for the 4 providers
Western Union
ETB 17,918 for €100 • 4.06% total cost
What the figures show
- Flat fee, whatever the amount sent
- Lowest total cost recorded on this corridor
- Mobile money payout available
- Cash pickup available
- 3.1% margin applied to the exchange rate
Findings computed from the prices recorded on November 4, 2026 at 8:08 PM.
direct link — not affiliated
Remitly
ETB 17,654 for €100 • 5.47% total cost
What the figures show
- Flat fee, whatever the amount sent
- Mobile money payout available
- Cash pickup available
- 2.6% margin applied to the exchange rate
- Delivery time not stated
- Price includes a discount flagged by the provider: it may not apply to later transfers
Findings computed from the prices recorded on November 4, 2026 at 8:08 PM.
direct link — not affiliated
Xoom
ETB 16,920 for €100 • 9.40% total cost
What the figures show
- Flat fee, whatever the amount sent
- Mobile money payout available
- Cash pickup available
- 6.6% margin applied to the exchange rate
- Delivery time not stated
Findings computed from the prices recorded on November 4, 2026 at 12:26 PM.
direct link — not affiliated
Wise
ETB 16,408 for €100 • 12.14% total cost
What the figures show
- Mobile money payout available
- 3.2% margin applied to the exchange rate
Findings computed from the prices recorded on November 4, 2026 at 8:08 PM.
paid link
Mid-market rate: 1 EUR = 186.7583 ETB — collected on November 4, 2026 at 8:09 PM, source open.er-api.com.
Provider quotes collected on November 4, 2026 at 12:26 PM.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
Sources of the quotes on this page: API de comparaison publique de Wise, Calculateur public Remitly, Catalogue de prix public Western Union.
Remitly, WorldRemit and Western Union are collected directly from their own calculators; the other providers come from the public comparison interface published by Wise. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Options for Ethiopia
Mobile money available
Direct delivery to a mobile wallet (Telebirr, M-Pesa): the recipient needs no bank account. Check on the provider's site which wallets are accepted.
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Banking access
49% of adults have an account, at a bank or with mobile money — World Bank, Findex 2025 · mobile money: M-Pesa, Telebirr (widespread)
Tips for sending money from Germany to Ethiopia
- 1
Use mobile money: to Ethiopia, money can be delivered straight to Telebirr, M-Pesa. A mobile wallet works without a bank account.
- 2
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 3
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ — Send money from Germany to Ethiopia
What is the best way to send money from Germany to Ethiopia?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from Germany to Ethiopia?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from Germany to Ethiopia?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Ethiopia?
Yes. Ethiopia has a well-developed mobile money network. WorldRemit and Remitly send directly to the country's mobile wallets.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.