Wise
Londres, UK • Founded in 2011
Wise offre des transferts d'argent internationaux avec des taux de change réels et des frais transparents.
How much does a transfer with Wise cost?
Across the 42 corridors where we recorded a Wise rate, total cost ranges from 0.00% to 24.23% of the amount sent, stated fees and exchange-rate margin combined. The lowest is recorded on United States → Nigeria, at -1.01%. Recorded on September 21, 2026 at 4:47 AM.
On United States → Nigeria, the recorded rate beat the market rate — a promotional price, which does not last.
Rates change without notice: check the final amount with the provider before sending.
FAQ - Wise
Is Wise reliable?
Wise is regulated by FCA (UK), FinCEN (US). Founded in 2011, the service has proven itself with millions of users worldwide.
What are Wise's fees?
Wise applies fees that vary depending on the corridor and amount. Check the table above for exact fees by destination. In general, total fees (commission + exchange margin) range from -1.0%% to 24.2%% of the amount sent.
Does Wise offer mobile money?
Yes, Wise allows transfers to mobile wallets (Orange Money, Wave, M-Pesa) in certain countries. Check available corridors in our table.
How long does a transfer with Wise take?
Delivery times range from under an hour – about 1 h – about 13 h – about 16 h – about 23 h – about 26 h – about 27 h – about 29 h – about 41 h – about 3 d – about 4 d – about 5 d – about 7 d – about 8 d – about 9 d depending on the corridor and payment method. Bank transfers are generally slower than internal transfers.
Rates and fees by corridor
Based on 100 EUR sent
| Destination | Rate | Fees | Total cost | Received | Delay |
|---|---|---|---|---|---|
| Nigeria | 1372.63 | 1.71 € | -1.01% | 134,916 | under an hour |
| Nigeria | 1838.09 | 1.16 € | 0.05% | 181,677 | under an hour |
| Nigeria | 1576.05 | 1.72 € | 0.60% | 154,894 | under an hour |
| Nigeria | 1575.23 | 1.72 € | 0.65% | 154,814 | under an hour |
| 🇮🇳 India | 128.55 | 1.03 € | 0.67% | 12,722 | under an hour |
| 🇵🇭 Philippines | 84.06 | 1.06 € | 0.98% | 8,317 | under an hour |
| 🇵🇭 Philippines | 62.98 | 1.57 € | 1.35% | 6,199 | under an hour |
| 🇵🇰 Pakistan | 371.33 | 1.33 € | 1.38% | 36,639 | under an hour |
| 🇮🇳 India | 110.09 | 1.58 € | 1.49% | 10,835 | under an hour |
| 🇮🇳 India | 95.97 | 1.58 € | 1.55% | 9,445 | under an hour |
| 🇬🇧 United Kingdom | 0.75 | 1.42 € | 1.56% | 74 | under an hour |
| 🇲🇽 Mexico | 17.23 | 1.69 € | 1.60% | 1,694 | under an hour |
| 🇨🇴 Colombia | 3655.93 | 3.26 € | 1.62% | 353,675 | about 26 h |
| 🇨🇦 Canada | 1.40 | 1.72 € | 1.73% | 137 | about 41 h |
| Ecuador | 1.15 | 2.00 € | 1.95% | 113 | about 29 h |
| Ghana | 15.41 | 2.45 € | 2.60% | 1,503 | about 1 h |
| 🇧🇩 Bangladesh | 164.44 | 2.92 € | 2.73% | 15,964 | about 13 h |
| South Africa | 21.76 | 2.88 € | 2.86% | 2,114 | about 23 h |
| 🇨🇴 Colombia | 3177.79 | 3.29 € | 2.92% | 307,324 | about 16 h |
| 🇹🇷 Turkey | 56.00 | 2.95 € | 2.96% | 5,435 | under an hour |
| Ghana | 13.22 | 2.95 € | 3.23% | 1,283 | about 1 h |
| Kenya | 173.35 | 2.82 € | 3.32% | 16,846 | under an hour |
| Ghana | 11.51 | 4.03 € | 3.64% | 1,105 | about 1 h |
| Kenya | 129.50 | 3.61 € | 3.66% | 12,483 | under an hour |
| China | 7.68 | 4.13 € | 4.24% | 737 | under an hour |
| 🇲🇦 Morocco | 10.93 | 6.00 € | 5.78% | 1,027 | about 4 d |
| 🇲🇦 Morocco | 10.93 | 6.00 € | 5.78% | 1,027 | about 4 d |
| 🇲🇦 Morocco | 10.91 | 6.00 € | 6.19% | 1,025 | about 3 d |
| 🇲🇦 Morocco | 6.80 | 8.29 € | 8.13% | 624 | about 5 d |
| 🇪🇹 Ethiopia | 215.27 | 7.56 € | 8.26% | 19,899 | about 4 d |
| 🇪🇹 Ethiopia | 160.79 | 8.21 € | 8.76% | 14,759 | about 4 d |
| 🇹🇳 Tunisia | 3.37 | 9.71 € | 9.44% | 304 | about 9 d |
| 🇹🇳 Tunisia | 3.37 | 9.75 € | 9.83% | 304 | about 9 d |
| 🇹🇳 Tunisia | 3.37 | 9.75 € | 9.83% | 304 | about 9 d |
| Dominican Republic | 67.64 | 10.50 € | 10.23% | 6,054 | about 7 d |
| 🇪🇹 Ethiopia | 184.68 | 9.06 € | 10.90% | 16,795 | about 4 d |
| 🇪🇹 Ethiopia | 184.63 | 9.07 € | 10.94% | 16,788 | about 4 d |
| 🇩🇿 Algeria | 153.51 | 11.73 € | 11.82% | 13,551 | about 7 d |
| 🇭🇹 Haiti | 130.76 | 12.38 € | 12.87% | 11,457 | about 4 d |
| 🇭🇹 Haiti | 150.18 | 13.18 € | 12.95% | 13,039 | about 4 d |
| 🇭🇹 Haiti | 93.47 | 17.87 € | 17.81% | 7,677 | about 8 d |
| 🇺🇸 United States | 0.06 | 24.17 € | 24.23% | 4 | about 27 h |