Wise
Londres, UK • Founded in 2011
Wise, founded in London in 2011 as TransferWise, converts at the mid-market exchange rate and charges a separate fee shown before you send.
How much does a transfer with Wise cost?
Across the 43 corridors where we recorded a Wise rate, total cost ranges from -2.48% to 24.59% of the amount sent, stated fees and exchange-rate margin combined. The lowest is recorded on United Kingdom → Nigeria, at -2.48%. Recorded on November 5, 2026 at 8:04 AM.
A negative cost means the rate recorded on United Kingdom → Nigeria was slightly better than the interbank reference rate we measured that day.
Rates change without notice: check the final amount with the provider before sending.
FAQ - Wise
Is Wise reliable?
Wise is regulated by FCA (UK), FinCEN (US) and has operated since 2011.
What are Wise's fees?
Wise applies fees that vary depending on the corridor and amount. Check the table above for exact fees by destination. On the corridors where we recorded it, total cost (fees + exchange margin) ranges from -2.5% to 24.6% of the amount sent.
Does Wise offer mobile money?
Yes, Wise allows transfers to mobile wallets in certain countries. Supported wallets depend on the destination country: check them on the corridor page.
How long does a transfer with Wise take?
In the quotes we record, Wise states: under an hour – about 6 h – about 7 h – about 10 h – about 14 h – about 16 h – about 17 h – about 24 h – about 40 h – about 5 d – about 6 d – about 7 d – about 11 d – about 12 d. The delay that applies is the one in its own quote, for your payout method.
Rates and fees by corridor
For 100 sent in the sending country's currency (€100, $100, £100…)
| Destination | Total cost | Received |
|---|---|---|
| Nigeriafrom United Kingdom | -2.48% | NGN 183,562 |
| Nigeriafrom Germany | -1.53% | NGN 151,821 |
| Nigeriafrom France | -1.46% | NGN 152,052 |
| Nigeriafrom United States | -0.46% | NGN 135,230 |
| 🇮🇳 Indiafrom United Kingdom | 0.49% | ₹12,653 |
| 🇵🇰 Pakistanfrom United Kingdom | 0.86% | PKR 36,802 |
| Ecuadorfrom Spain | 1.52% | $110 |
| 🇬🇧 United Kingdomfrom United States | 1.56% | £73.07 |
| 🇮🇳 Indiafrom Germany | 1.64% | ₹10,428 |
| 🇵🇭 Philippinesfrom United Kingdom | 1.81% | ₱8,393 |
| 🇮🇳 Indiafrom United States | 1.81% | ₹9,312 |
| 🇵🇭 Philippinesfrom United States | 1.83% | ₱6,236 |
| 🇨🇦 Canadafrom United States | 1.88% | CA$137 |
| 🇨🇴 Colombiafrom Spain | 1.93% | COP 353,304 |
| 🇧🇩 Bangladeshfrom United Kingdom | 2.07% | BDT 16,366 |
| 🇲🇽 Mexicofrom United States | 2.17% | MX$1,833 |
| Ghanafrom United Kingdom | 2.25% | GHS 1,532 |
| Kenyafrom United Kingdom | 2.41% | KES 17,021 |
| 🇹🇷 Turkeyfrom Germany | 2.57% | TRY 5,458 |
| 🇧🇩 Bangladeshfrom Germany | 2.83% | BDT 13,580 |
| Ghanafrom Germany | 2.97% | GHS 1,268 |
| South Africafrom United Kingdom | 3.53% | ZAR 2,151 |
| Kenyafrom United States | 3.63% | KES 12,526 |
| 🇨🇴 Colombiafrom United States | 3.90% | COP 311,833 |
| Ghanafrom United States | 4.19% | GHS 1,120 |
| Chinafrom Germany | 4.26% | CN¥718 |
| 🇲🇦 Moroccofrom France | 5.81% | MAD 1,035 |
| 🇲🇦 Moroccofrom Spain | 5.85% | MAD 1,035 |
| 🇲🇦 Moroccofrom Germany | 5.85% | MAD 1,035 |
| 🇪🇹 Ethiopiafrom United Kingdom | 8.33% | ETB 20,081 |
| 🇲🇦 Moroccofrom Canada | 8.59% | MAD 642 |
| 🇪🇹 Ethiopiafrom United States | 8.83% | ETB 14,775 |
| 🇹🇳 Tunisiafrom France | 8.96% | TND 307 |
| 🇹🇳 Tunisiafrom Germany | 9.16% | TND 306 |
| 🇹🇳 Tunisiafrom Italy | 9.22% | TND 305 |
| 🇩🇿 Algeriafrom France | 11.48% | DZD 13,461 |
| Dominican Republicfrom Spain | 11.50% | DOP 5,996 |
| 🇪🇹 Ethiopiafrom Germany | 12.14% | ETB 16,408 |
| 🇪🇹 Ethiopiafrom France | 12.15% | ETB 16,406 |
| 🇭🇹 Haitifrom United States | 12.28% | HTG 11,494 |
| 🇭🇹 Haitifrom France | 12.81% | HTG 12,780 |
| 🇭🇹 Haitifrom Canada | 17.70% | HTG 7,713 |
| 🇺🇸 United Statesfrom Mexico | 24.59% | $4.02 |