Xoom
San Francisco, USA • Founded in 2001
Xoom is PayPal's international transfer service, acquired in 2015: payouts to bank accounts, cash pickup or mobile wallets.
How much does a transfer with Xoom cost?
Across the 30 corridors where we recorded a Xoom rate, total cost ranges from -2.33% to 10.92% of the amount sent, stated fees and exchange-rate margin combined. The lowest is recorded on United States → Philippines, at -2.33%. Recorded on November 5, 2026 at 6:30 AM.
A negative cost means the rate recorded on United States → Philippines was slightly better than the interbank reference rate we measured that day.
Rates change without notice: check the final amount with the provider before sending.
FAQ - Xoom
Is Xoom reliable?
Xoom is regulated by FinCEN (US) and has operated since 2001.
What are Xoom's fees?
Xoom applies fees that vary depending on the corridor and amount. Check the table above for exact fees by destination. On the corridors where we recorded it, total cost (fees + exchange margin) ranges from -2.3% to 10.9% of the amount sent.
Does Xoom offer mobile money?
Yes, Xoom allows transfers to mobile wallets in certain countries. Supported wallets depend on the destination country: check them on the corridor page.
How long does a transfer with Xoom take?
In the quotes we record, Xoom states: not stated. The delay that applies is the one in its own quote, for your payout method.
Rates and fees by corridor
For 100 sent in the sending country's currency (€100, $100, £100…)
| Destination | Total cost | Received |
|---|---|---|
| 🇵🇭 Philippinesfrom United States | -2.33% | ₱6,500 |
| 🇲🇽 Mexicofrom United States | -0.82% | MX$1,889 |
| Nigeriafrom United Kingdom | -0.01% | NGN 179,146 |
| Nigeriafrom United States | 1.00% | NGN 133,264 |
| Nigeriafrom France | 1.13% | NGN 148,172 |
| Nigeriafrom Germany | 1.30% | NGN 147,590 |
| 🇵🇰 Pakistanfrom United Kingdom | 1.42% | PKR 36,594 |
| 🇮🇳 Indiafrom United Kingdom | 2.59% | ₹12,385 |
| 🇮🇳 Indiafrom Germany | 2.75% | ₹10,311 |
| Chinafrom Germany | 2.93% | CN¥728 |
| 🇮🇳 Indiafrom United States | 3.48% | ₹9,153 |
| 🇲🇦 Moroccofrom Germany | 4.41% | MAD 1,050 |
| 🇲🇦 Moroccofrom Spain | 4.41% | MAD 1,050 |
| 🇲🇦 Moroccofrom France | 4.42% | MAD 1,050 |
| 🇧🇩 Bangladeshfrom Germany | 4.51% | BDT 13,344 |
| 🇧🇩 Bangladeshfrom United Kingdom | 4.71% | BDT 15,925 |
| 🇵🇭 Philippinesfrom United Kingdom | 5.01% | ₱8,120 |
| 🇨🇴 Colombiafrom Spain | 5.24% | COP 341,373 |
| 🇪🇹 Ethiopiafrom United States | 5.53% | ETB 15,309 |
| South Africafrom United Kingdom | 5.93% | ZAR 2,097 |
| Dominican Republicfrom Spain | 6.21% | DOP 6,355 |
| Kenyafrom United States | 6.80% | KES 12,113 |
| 🇨🇴 Colombiafrom United States | 6.91% | COP 302,068 |
| 🇪🇹 Ethiopiafrom United Kingdom | 6.94% | ETB 20,385 |
| Kenyafrom United Kingdom | 7.15% | KES 16,194 |
| Ecuadorfrom Spain | 8.58% | $102 |
| 🇪🇹 Ethiopiafrom France | 9.29% | ETB 16,941 |
| 🇪🇹 Ethiopiafrom Germany | 9.40% | ETB 16,920 |
| 🇲🇦 Moroccofrom Canada | 9.62% | MAD 635 |
| 🇨🇦 Canadafrom United States | 10.92% | CA$125 |