InstaReM
Singapour • Founded in 2014
InstaReM, founded in Singapore in 2014 and part of the Nium group, is an international transfer service to bank accounts.
How much does a transfer with InstaReM cost?
Across the 24 corridors where we recorded a InstaReM rate, total cost ranges from -0.74% to 2.81% of the amount sent, stated fees and exchange-rate margin combined. The lowest is recorded on Spain → Colombia, at -0.74%. Recorded on November 5, 2026 at 7:05 AM.
A negative cost means the rate recorded on Spain → Colombia was slightly better than the interbank reference rate we measured that day.
Rates change without notice: check the final amount with the provider before sending.
FAQ - InstaReM
Is InstaReM reliable?
InstaReM is regulated by MAS (Singapour) and has operated since 2014.
What are InstaReM's fees?
InstaReM applies fees that vary depending on the corridor and amount. Check the table above for exact fees by destination. On the corridors where we recorded it, total cost (fees + exchange margin) ranges from -0.7% to 2.8% of the amount sent.
Does InstaReM offer mobile money?
Yes, InstaReM allows transfers to mobile wallets in certain countries. Supported wallets depend on the destination country: check them on the corridor page.
How long does a transfer with InstaReM take?
In the quotes we record, InstaReM states: not stated. The delay that applies is the one in its own quote, for your payout method.
Rates and fees by corridor
For 100 sent in the sending country's currency (€100, $100, £100…)
| Destination | Total cost | Received |
|---|---|---|
| 🇨🇴 Colombiafrom Spain | -0.74% | COP 362,923 |
| Nigeriafrom France | -0.33% | NGN 150,362 |
| Nigeriafrom Germany | -0.31% | NGN 149,997 |
| 🇵🇰 Pakistanfrom United Kingdom | 0.18% | PKR 37,055 |
| Kenyafrom United Kingdom | 0.24% | KES 17,399 |
| Ecuadorfrom Spain | 0.25% | $112 |
| Dominican Republicfrom Spain | 0.39% | DOP 6,749 |
| Ghanafrom United Kingdom | 0.42% | GHS 1,560 |
| 🇧🇩 Bangladeshfrom Germany | 0.42% | BDT 13,917 |
| 🇧🇩 Bangladeshfrom United Kingdom | 0.44% | BDT 16,638 |
| 🇹🇷 Turkeyfrom Germany | 0.46% | TRY 5,576 |
| 🇮🇳 Indiafrom Germany | 0.48% | ₹10,552 |
| Nigeriafrom United States | 0.56% | NGN 133,847 |
| Chinafrom Germany | 0.77% | CN¥745 |
| Kenyafrom United States | 0.80% | KES 12,894 |
| 🇬🇧 United Kingdomfrom United States | 0.88% | £73.58 |
| Ghanafrom United States | 1.05% | GHS 1,157 |
| 🇮🇳 Indiafrom United States | 1.07% | ₹9,382 |
| 🇲🇽 Mexicofrom United States | 1.22% | MX$1,851 |
| 🇨🇴 Colombiafrom United States | 1.36% | COP 320,085 |
| 🇵🇭 Philippinesfrom United Kingdom | 1.45% | ₱8,424 |
| 🇵🇭 Philippinesfrom United States | 2.18% | ₱6,213 |
| 🇨🇦 Canadafrom United States | 2.66% | CA$136 |
| Ghanafrom Germany | 2.81% | GHS 1,271 |