InstaReM
Singapour • Founded in 2014
InstaReM (Nium) offre des transferts à frais zéro vers l'Asie.
How much does a transfer with InstaReM cost?
Across the 23 corridors where we recorded a InstaReM rate, total cost ranges from 0.00% to 2.96% of the amount sent, stated fees and exchange-rate margin combined. The lowest is recorded on Spain → Colombia, at -0.84%. Recorded on September 20, 2026 at 10:32 PM.
On Spain → Colombia, the recorded rate beat the market rate — a promotional price, which does not last.
Rates change without notice: check the final amount with the provider before sending.
FAQ - InstaReM
Is InstaReM reliable?
InstaReM is regulated by MAS (Singapour). Founded in 2014, the service has proven itself with millions of users worldwide.
What are InstaReM's fees?
InstaReM applies fees that vary depending on the corridor and amount. Check the table above for exact fees by destination. In general, total fees (commission + exchange margin) range from -0.8%% to 3.0%% of the amount sent.
Does InstaReM offer mobile money?
Yes, InstaReM allows transfers to mobile wallets (Orange Money, Wave, M-Pesa) in certain countries. Check available corridors in our table.
How long does a transfer with InstaReM take?
Delivery times range from not stated depending on the corridor and payment method. Bank transfers are generally slower than internal transfers.
Rates and fees by corridor
Based on 100 EUR sent
| Destination | Rate | Fees | Total cost | Received | Delay |
|---|---|---|---|---|---|
| 🇨🇴 Colombia | 3625.34 | Free | -0.84% | 362,534 | not stated |
| 🇨🇴 Colombia | 3158.73 | Free | -0.59% | 315,873 | not stated |
| 🇵🇭 Philippines | 83.68 | Free | 0.28% | 8,368 | not stated |
| Kenya | 172.35 | Free | 0.31% | 17,235 | not stated |
| Dominican Republic | 67.12 | Free | 0.47% | 6,712 | not stated |
| 🇧🇩 Bangladesh | 163.34 | Free | 0.47% | 16,334 | not stated |
| 🇮🇳 India | 109.42 | Free | 0.52% | 10,942 | not stated |
| 🇲🇽 Mexico | 17.10 | Free | 0.65% | 1,710 | not stated |
| 🇹🇷 Turkey | 55.63 | Free | 0.68% | 5,563 | not stated |
| Ecuador | 1.14 | Free | 0.70% | 114 | not stated |
| 🇵🇰 Pakistan | 368.75 | Free | 0.75% | 36,875 | not stated |
| Kenya | 128.49 | Free | 0.79% | 12,849 | not stated |
| 🇮🇳 India | 95.11 | Free | 0.86% | 9,511 | not stated |
| China | 7.63 | Free | 0.87% | 763 | not stated |
| Ghana | 15.30 | Free | 0.87% | 1,530 | not stated |
| 🇬🇧 United Kingdom | 0.74 | Free | 0.90% | 74 | not stated |
| Ghana | 11.42 | Free | 1.37% | 1,142 | not stated |
| Nigeria | 1315.56 | Free | 1.51% | 131,556 | not stated |
| 🇵🇭 Philippines | 61.70 | Free | 1.82% | 6,170 | not stated |
| 🇨🇦 Canada | 1.36 | Free | 2.57% | 136 | not stated |
| Nigeria | 1516.16 | Free | 2.95% | 151,616 | not stated |
| Nigeria | 1516.16 | Free | 2.95% | 151,616 | not stated |
| Ghana | 12.86 | Free | 2.96% | 1,286 | not stated |