🇬🇭 Send money to Ghana
Destination.intro
In short
Cheapest transfer to Ghana we recorded: WorldRemit on Germany → Ghana, at 0.07% total cost for €100 sent — GHS 1,306 received.
Rates recorded on November 4, 2026, fees and exchange-rate margin included. The cost depends first on the country the money leaves from:
- Germany: WorldRemit, 0.07%
- United Kingdom: WorldRemit, 0.08%
- United States: WorldRemit, 0.09%
What receiving money in Ghana costs
2.01 % on average, across all sending countries
Total cost: the advertised fee plus the margin taken on the exchange rate. This average covers the whole country — the real cost depends on where you send from, and each corridor below has its own.
Source: Banque mondiale — indicateurs de développement, 2023 data. Check on the source's own site
Which country are you sending from?
Each page compares the rates recorded for that pair of countries.
Mobile wallets used in Ghana
On this market, money can be delivered straight to MTN Mobile Money — no bank account needed.
Banking access
81% of adults have an account, at a bank or with mobile money — World Bank, Findex 2025 · mobile money: MTN Mobile Money (dominant)
Local currency: GHS.