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🇵🇭 Send money to Philippines
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In short
Cheapest transfer to Philippines we recorded: Xoom on United States → Philippines, at -2.33% total cost for $100 sent — ₱6,500 received.
Rates recorded on November 4, 2026, fees and exchange-rate margin included. The cost depends first on the country the money leaves from:
- United States: Xoom, -2.33%
- United Kingdom: WorldRemit, 0.56%
What receiving money in Philippines costs
1.67 % on average, across all sending countries
Total cost: the advertised fee plus the margin taken on the exchange rate. This average covers the whole country — the real cost depends on where you send from, and each corridor below has its own.
Source: Banque mondiale — indicateurs de développement, 2023 data. Check on the source's own site
Which country are you sending from?
Each page compares the rates recorded for that pair of countries.
How the money arrives in Philippines
- Mobile walletThe money lands in an account tied to a phone number, usable without a bank account.
- Cash pickupThe recipient collects the funds at a branch, with photo ID and the transfer code.
- Bank depositFunds are paid straight into a bank account in the recipient's name.