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🇮🇳 Send money to India

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In short

Cheapest transfer to India we recorded: InstaReM on Germany → India, at 0.48% total cost for €100 sent — ₹10,552 received.

Rates recorded on November 4, 2026, fees and exchange-rate margin included. The cost depends first on the country the money leaves from:

  • Germany: InstaReM, 0.48%
  • United Kingdom: Wise, 0.49%
  • United States: InstaReM, 1.07%

What receiving money in India costs

1.76 % on average, across all sending countries

Total cost: the advertised fee plus the margin taken on the exchange rate. This average covers the whole country — the real cost depends on where you send from, and each corridor below has its own.

Source: Banque mondiale — indicateurs de développement, 2023 data. Check on the source's own site

How the money arrives in India

  • Bank depositFunds are paid straight into a bank account in the recipient's name.