Send money from 🇫🇷 France to 🇳🇬 Nigeria
We recorded quotes from 5 providers for transfers from France to Nigeria.
Send from Nigeria to France (reverse)To send €100 from France to Nigeria, Remitly has the lowest total cost we recorded: -2.09%, fees and exchange-rate margin combined, measured against the interbank rate. 5 providers compared below, each with its collection date.
Lowest total cost
Remitly
-2.09% on €100
Fastest
Wise
under an hour
Providers recorded
5
on this corridor
Options for Nigeria
Mobile money available
Direct transfer to Orange Money, Wave, M-Pesa. No bank account needed for the recipient.
Cash pickup
Available within minutes at Western Union and MoneyGram locations.
Banking access
45% des adultes ont un compte bancaire - Paga et Opay répandus
Compare prices for France → Nigeria
Compare the 5 recorded quotes side by side, at several amounts.
View offersProviders recorded
Remitly
NGN 160,542 for €100 • -2.09% total cost
What the figures show
- No fee stated on this corridor
- Lowest total cost recorded on this corridor
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on August 17, 2026 at 10:45 PM.
Wise
NGN 158,477 for €100 • -0.77% total cost
What the figures show
- Delivery stated in under an hour
- Mobile money payout available
Findings computed from the prices recorded on August 17, 2026 at 10:45 PM.
Western Union
NGN 156,960 for €100 • 0.19% total cost
What the figures show
- Mobile money payout available
- Cash pickup available
Findings computed from the prices recorded on August 17, 2026 at 10:45 PM.
InstaReM
NGN 155,490 for €100 • 1.13% total cost
What the figures show
- No fee stated on this corridor
- Mobile money payout available
- Delivery time not stated
Findings computed from the prices recorded on August 17, 2026 at 10:42 PM.
Xoom
NGN 154,473 for €100 • 1.77% total cost
What the figures show
- Mobile money payout available
- Cash pickup available
- Delivery time not stated
Findings computed from the prices recorded on August 17, 2026 at 7:48 PM.
Mid-market rate: 1 EUR = 1,572.62 NGN — collected on August 17, 2026 at 10:45 PM, source open.er-api.com.
Provider quotes collected on August 17, 2026 at 7:48 PM.
For comparison, BNP Paribas would deliver NGN 1,518,530 for €1,000 — a total cost of 3.44%.
Ranked by increasing total cost — fees and exchange-rate margin combined, measured against the mid-market rate. Affiliate revenue plays no part in this ranking.
These quotes come from the public Wise comparison API. Wise appears in this comparison and is the only provider we earn a commission from.
Check the final price with the provider before sending: a quote may have changed since we collected it.
Tips for sending money from France to Nigeria
- 1
Use mobile money: Nigeria has high mobile money penetration. Providers such as WorldRemit and Remitly send directly to Orange Money, Wave or M-Pesa.
- 2
Compare the margin on the exchange rate, not just the stated fees: that is where most of the cost sits. On the corridors we record, the best bank ranges from 0.6% to 5.2% of the amount sent — sometimes cheaper than a specialist, sometimes not.
- 3
Cash pickup: Nigeria has limited banking access (45% des adultes ont un compte bancaire). Prefer transfers with cash pickup available at Western Union and MoneyGram.
- 4
Avoid sending at weekends: exchange rates are less favourable. Prefer business days for your transfers.
FAQ — Send money from France to Nigeria
What is the best way to send money from France to Nigeria?
The best method depends on the amount and the speed you need. Wise is generally cheapest for bank transfers. WorldRemit and Remitly send directly to mobile money. Western Union and MoneyGram suit cash pickup within minutes. Compare the recorded rates in the table above.
How long does it take to send money from France to Nigeria?
Delivery times differ by provider and by payout method. When a provider states an estimate, we show it in the table; when it states none, we say so rather than guess.
What are the fees for a transfer from France to Nigeria?
The total cost combines the stated fee and the margin applied to the exchange rate. It varies by corridor, by provider and by amount — which is why we record a quote for several amounts rather than quoting a single figure. The table above shows the recorded cost for this corridor, with its collection date.
Can I send money directly to a mobile phone in Nigeria?
Yes. Nigeria has a well-developed mobile money network. WorldRemit and Remitly send directly to the country's mobile wallets.
Beware of scams
TransfertCompare is an independent comparison site. We will never contact you by phone, email or SMS asking for money or personal information. Beware of offers that seem too good to be true. Only use providers listed on our site, and always check you are on the provider's official website before making a transfer.