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🇸🇳 Send money to Senegal

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In short

Cheapest transfer to Senegal we recorded: Western Union on Spain → Senegal, at 0.99% total cost for €100 sent — F CFA 64,946 received.

Rates recorded on November 4, 2026, fees and exchange-rate margin included. The cost depends first on the country the money leaves from:

  • Spain: Western Union, 0.99%
  • France: Western Union, 0.99%
  • United States: Remitly, 1.46%

What receiving money in Senegal costs

0.72 % on average, across all sending countries

Total cost: the advertised fee plus the margin taken on the exchange rate. This average covers the whole country — the real cost depends on where you send from, and each corridor below has its own.

Source: Banque mondiale — indicateurs de développement, 2023 data. Check on the source's own site

Mobile wallets used in Senegal

On this market, money can be delivered straight to Wave, Orange Money — no bank account needed.

Banking access

76% of adults have an account, at a bank or with mobile money — World Bank, Findex 2025 · mobile money: Wave, Orange Money (widespread)

Local currency: XOF.